Amazon Account But No Credit Card?

Here’s a question I receive via email from time-to-time (you can always email me: michael at fkbt dot com):

I have been downloading Kindle books for quite a while, always the free ones. In fact my account is so old I don’t have a credit card attached to it anymore, so I couldn’t download a priced book even if I wanted to. I really like the freedom this gives me, in that I don’t have to worry about making a mistake, clicking the button, and getting charged for something I didn’t realize was free.

Here’s the dilemma… there are a couple of books I would like to buy / they are not free. Is there a way to do this without using a credit card? I’m not quite sure how gift cards work. Any ideas?

An Amazon account without a credit card – I’ll bet it’s rare, but it could happen if your initial credit card expired or you got rid of it and never updated your Amazon account; seeing as how the reader above gets her Kindle material for free, I can envision a situation where someone could download the free books, games, music, and apps from the Amazon website and never pay a cent.

That doesn’t answer the question – how to purchase something from Amazon without a credit card? She can’t purchase an Amazon gift card, as it would take a credit card or a draft from an existing checking account to buy it from the Amazon website. While I am sure there are other ways to do this, three ways I can think off the top of my head to get an Amazon gift card without using an existing credit card:

  1. Have someone give you an Amazon gift card.
  2. Turn in your spare change to a Coinstar machine and receive an Amazon gift card in exchange for no fee (click here for my post on instructions on how to do that).
  3. Most major grocery stores and other large retailers have a gift card display, where you can purchase gift cards not only to that store but to the big box retailers and online retailers such as Amazon. You could take cash to one of those stores and purchase an Amazon gift card in varying denominations.

Assuming you tried one of the three methods above, you would then go online to the Amazon store, login to the My Account section, and apply the gift card code (and funds) to your Amazon account – all without having to whip out a credit card.

Can anyone think of another method? If so, please leave a comment in the comment field below.

Hope that helps!



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2 Responses

  1. I have an Amazon account with no credit card attached to it. If I want to make a purchase, I go through he checkout procedure, provide my CC information for the purchase, and then as soon as the purchase is acknowledged, I delete my credit card information. A message appears that tells you that deleting your CC information will NOT affect your purchase. I will then sign out and leave the site, but often check back. Credit card info is gone. Purchases arrive. And I have the security of knowing that the information isn’t being stored there.

    I like your suggestions as alternatives.

  2. Sign up with They do surveys for which you earn points. Each survey is about 500 points, but they do a lot of surveys that earn more points. If you can figure out how to, sign up for their pulse program which lets them monitor whatever devices you sign in for, that’s 1000 per device, per month. I have pulse on 3 devices, but it’s been a while so I don’t remember the specifics.
    For a $15 Amazon card you need 25,000 points, I usually go for $50 at 56,000 points. Takes awhile, but I get about 2 cards a year. Free Money for a few minutes on the computer. I have also taken the surveys on my tablet and phone. They are both also pulse devices.
    I hope this helps.